SLEEPLESS NIGHTS! BUDGETS! MEDICAL EXPENSES! FINANCIAL STRESS!
YOUR COMPANY STAFF CAN BECOME STRESS FREE WITH HEALTH4ME!!
We have the perfect solution to all your sleepless nights regarding medical cover and your attendance at work.
Health insurance provides access to essential, day-to-day care and some hospitalisation in a private sector healthcare setting.
Being healthy today is of the utmost importance. Working hours are minimized due to sitting at the clinic or, worse, trying to self medicate…this costs companies thousands of rands per month.
You receive Day to Day, Accident and Emergency Cover as well as Funeral benefits.
From as little as R 334 per month you can afford to add your whole family.
Having a heart attack or stroke is costly and, not to mention, potential loss of income.
Solution…. On an affordable Medical Insurance plan staff will be covered ….plusadding an income protection group risk policywill ensure staff receive their salary….these are all the types of issues employees stress about.
Remchannel’s latest Employee Benefits Guide indicates that a growing number of employers are acknowledging the importance of providing medical risk cover and are thus making medical cover a compulsory benefit.
Health insurance provides access to essential, day-to-day care and some hospitalisation in a private sector healthcare setting.
The problem is that not everybody in South Africa can afford medical aid scheme membership. Stats SA says only 15% of the population enjoys such membership, which leaves 52 million people dependent on public healthcare. As we are grappling with the impending National Health Insurance system which could take years to implement fully, this places an enormous burden of care on the state
Remchannel’s study further points out that 44.4% of employers subsidise their employees’ monthly medical aid contributions by 50%, 20.6% provide a subsidy of between 60% and 66% and 29% provide a 100% subsidy. While this helps with costs, some employees may still struggle to afford medical aid membership.
Flexible health-insurance products can further bridge the gap by increasing access to quality private healthcare for these workers and ensure broader health coverage for the population – a win for South Africans.
The cost of unplanned day to day medical expenses:
THE COSTLY ALTERNATIVE FOR EMPLOYEES
If you don’t have medical cover, you are susceptible to variable medical expenses with added financial pressures
EXAMPLE: Potential annual healthcare spends
2 Doctor’s consultations = Consultation R 500 plus prescribed medicine = R 250
R1 500,00
1 Dentist consultation and filling = R 800 1 Dentist clean scaling & polish = R 600
R1 400,00
Optician consultation & glasses = R1100
R1 100,00
Chronic medicine – hypertension or diabetes
R2 000,00
Minor accident referred to casualty* (*limit of R 30 000 per event): example falling off a ladder or bicycle requiring stitches
R2 500,00
You can have access to unlimited* cover for any or all of these above examples
Reduce your risk of unplanned medical expenses
R8 500,00
Contact us for more information. The Wealth Generation Team